Who are we?

A strategy and management consultancy benchmark for the financial services sector, Exton Consulting stands out by its values, its convictions regarding consultancy services, its approach and its entrepreneurial spirit.

Meet Exton Consulting

Ambition
Partners
Team
Convictions & values
Offices

Ambition

Founded in 2006, Exton Consulting is among the top 5 strategy and management consulting firms, specialising in financial services.

With strong growth objectives, the firm has a twofold ambition :

    • to be a European reference among strategy and management consulting firms specialising in financial services,
    • to provide our teams with careers that are enticing, meaningful, human and recognised in the industry.

Structured as a partnership, the firm is independent, ensuring that it provides the utmost quality and objectivity in its recommendations. Exton Consulting’s teams are recognised by their clients for their side-by-side and personal engagement, their professionalism, their industry-specific expertise and, most importantly, their continuous quest for concrete results.

In 2010, the firm consolidated its French and global operations under the Exton International holding banner, and opened an office in Milan (Italy) in 2013. In 2017, a new Exton office was opened in Munich (Germany), and another in Barcelona (Spain) was opened in 2019.

Partners

Exton Consulting was founded by four partners who boast a strong background in financial services and share the same entrepreneurial spirit.

Exton Consulting currently has 19 partners from various educational and professional backgrounds. Our partners have had both operational responsibilities in various industries, as well as extensive experience in executive-level consulting.

Their expertise in financial services allows Exton Consulting to position itself as a privileged partner of major players in the sector.

Philippe Derambure

Partner and founder of Exton Consulting

PHILIPPE DERAMBURE

Partner and founder of Exton Consulting
Partner and Chairman of Exton International

Philippe Derambure, born in 1963, is a French-Spanish national who graduated from ESCP (Paris Business School) and started his career at Andersen Business Consulting, where he was appointed partner in 1999 with responsibility for Distribution, Luxury and Retail sectors.

He was also head of the “French Desk” of the New York office from 1994 to 1996. After serving as Yves Rocher North America’s Managing Director from 2000 to 2003, he joined Orga Consultant as a partner, before becoming Managing Director in 2005. He co-founded Exton Consulting in late 2006. He is an expert on growth, marketing and distribution strategies.

Main industries:

Banking, consumer retail

Main areas of expertise:

Growth, marketing and sales strategies, mergers and restructuring.

Bertrand Lauzeral

Partner and founder of Exton Consulting

Bertrand Lauzeral

Partner and Founder of Exton Consulting
Managing Partner of Exton International

Bertrand Lauzeral, born in 1965, IEP Paris (Economics & Social Sciences School), and has worked for several management consulting firms. He supervised the Insurance and Social Care sector at Orga Consultants as well as the Strategy, Marketing & Sales practice. He co-founded Exton Consulting at the end of 2006.

Main industry:

Insurance

Main areas of expertise:

Growth, marketing and sales strategies, mergers and restructuring, operational efficiency…

Xavier Guizien

Partner and founder of Exton Consulting

Xavier Guizien

Partner and founder of Exton Consulting
Managing Partner of Exton International

Xavier Guizien, born in 1966 and a graduate of ENSTA, began his career at Orga Consultants, where he became a partner in 2005. He co-founded Exton Consulting at the end of 2006. He specialises in the management of major change and restructuring projects in retail banking (distribution, industrial policy, organisation and mergers).

Main industry:

Banking

Main areas of expertise:

Operational efficiency, mergers and restructuring, development strategy, marketing and sales

Catherine Poncet

Partner, Exton Consulting (Paris office)

Catherine Poncet

Partner, Exton Consulting (Paris office)

Catherine Poncet, born in 1959, is a graduate of INSA in Lyon and IAE in Paris. She has spent her entire career in the insurance industry, first at La Mondiale Group as a member of the Board of Directors, and then as a consultant.

She participated in the development of several firms, Eurosept Assurances and Deloitte Consulting. In 2001, she joined Atos Consulting as a partner in the Insurance team and was appointed a member of the Executive Committee in 2007. In 2008, she joined Exton Consulting’s management team. Her expertise covers the management of major transformation projects in insurance (distribution, industrial models, organisation, mergers).

Main industry:

Insurance

Main areas of expertise:

Mergers and restructuring, growth, marketing and sales strategies, operational efficiency.

Denis Tassel

Partner, Exton Consulting (Paris office)

Denis Tassel

Partner, Exton Consulting (Paris office)

Denis Tassel, born in 1970, is a graduate of HEC. He was branch manager at Société Générale for 3 years prior to joining the Eurogroup firm’s Bank-Finance practice in 1998. He was co-opted as a partner in 2005. In 2009, he joined Exton Consulting.

He specialises in the management of major growth and restructuring projects in retail banking, redesigning business organisations, customer approaches and the design and implementation of multi-channel strategies.

Main industry:

Banking

Main areas of expertise:

Mergers and restructuring, managing major projects, growth strategies, operational efficiency, sales and marketing.

Jean-Marc Breitwiller

Partner, Exton Consulting (Paris office)

Jean-Marc Breitwiller

Partner, Exton Consulting (Paris office)

Jean-Marc Breitwiller, born in 1969, is a graduate of Ecole Polytechnique and ENSAE ParisTech. He started his carreer at Compagnie Bancaire-BNP Paribas, and then joined the management team of Come&Stay, a European digital ad agency. He switched to consulting in 2002, at Oliver Wyman Financial Services, where he focused on retail banking and consumer finance. He joined Exton Consulting in 2012.

Main industries :

Retail banking, consumer finance

Main capabilities :

Growth strategies, sales and marketing, operational efficiency.

Jean-Louis Delpérié

Partner, Exton Consulting (Paris office)

Jean-Louis Delpérié

Partner, Exton Consulting (Paris office)

Jean-Louis Delpérié, born in 1976, is a graduate of ESCP Europe and Diplom Kaufmann. He started his career by launching a web startup. Then, in 2001, Jean-Louis turned to consulting in the insurance sector, working for R&B Partners, before joining Eurogroup. In October 2008, he joined Exton Consulting. Jean-Louis specialises in distribution and business transformation projects.

Main industries :

Insurance, bank insurance

Main capabilities :

Growth strategies, marketing & sales strategies, operational efficiency, mergers and restructuring

Martin Tixier

Partner, Exton Consulting (Paris office)

Martin Tixier

Partner, Exton Consulting (Paris office)

Martin Tixier is a graduate of ESCP Europe (EAP track) and now has 12 years’ experience in strategy and management consulting.

After working in consulting and the banking sector in London, Madrid and Paris, Martin continued his career in the Retail Banking Practice of Eurogroup before joining Exton in October 2012, where he is now a partner.

Main industries :

Banking

Main capabilities :

Growth strategy, mergers and transformations

Philippe Vervloedt

Partner, Exton Consulting (Paris office)

Philippe Vervloedt

Partner, Exton Consulting (Paris office)

Philippe Vervloedt, born in 1977 and a graduate of ESSEC, began his career in consulting at Capgemini. He joined Exton Consulting at the founding of the firm in October 2006, where he is now a partner. He specializes in retail banking.

Main industries:

Banking

Main areas of expertise:

Strategy, marketing and sales, operational efficiency.

Julie Mahérault

Partner, Exton Consulting (Paris office)

Julie Mahérault

Partner, Exton Consulting (Paris office)

Julie Mahérault, born in 1977, is graduated from Audencia Business School and she is also graduated in Human Sciences from Paris V University (Master2 level).
She has more than 15 years old of experience in strategy and management consulting.
She started her career at Capgemini Consulting where she worked on the reorganization of the financial function in several business areas.
She focused these last years in the transformation of the Finance, Risk and Compliance functions in the banking sector.
She joined Exton Consulting in 2017.

Main industries:

Banking industry

Main areas of expertise:

Transformation of the Finance, Risk and Compliance departments

 

Frédéric Perrin

Partner, Exton Consulting (Paris office)

Frédéric Perrin

Partner, Exton Consulting

Frédéric Perrin has more than 20 years of experience as a consultant in financial services in strategy and management. He is now a partner at Exton consulting, specializing in Retail Banking, Payments, and Fintechs. At the beginning of 2019, he was in charge of the development of the neobank manager.one. From 2009 to 2019 he was a partner at Exton consulting. Previously, he worked as Principal at Capgemini Consulting, Head of the Financial Services sector in the Fi System web agency, and consultant at Bossard consultants. He is a certified coach from the International Coaching Institute, a graduate engineer from Sup’Aéro and holds a Master’s degree in Management from Southampton University.

Main industries:

Retail banking, Payments, Fintechs

Main areas of expertise:

Growth strategy, marketing & sales, operational efficiency, mergers & restructuring

Alexandre Demaille

Partner, Exton Consulting (Paris office)

Alexandre Demaille

Partner, Exton Consulting

Alexandre Demaille, born in 1978, graduated from EDHEC, started his career in consulting at Eurogroup.

In October 2008, he joined Exton Consulting, where he is now a Partner. He is specialized in the management of large transformation projects in the insurance industry (distribution, industrial model, strategic partnership).

Main industries:

Insurance

Main areas of expertise:

Growth strategies, business model transformation, partnerships and mergers.

Guillaume Tonnel 

Partner, Exton Consulting (Paris office)

Guillaume Tonnel

Partner, Exton Consulting

Guillaume Tonnel has 20 years of experience in consulting in retail banking and insurance. Born in 1972 and a graduate of EM Normandie, he spent 8 years at Capgemini Consulting before joining Exton in 2015. He mainly works on operational efficiency projects in support and back-office functions and within merger programs of financial institutions.

Main industries:

Retail banking and insurance

Main areas of expertise:

Large transformation projects, merger processes, operational efficiency.

Bruno Joux

Partner, Exton Consulting (Paris office)

Bruno Joux

Partner, Exton Consulting

Bruno Joux, born in 1984, a graduate of HEC Paris, joined Exton Consulting on leaving school. He first contributed to the development of Banking and Insurance practices, then moved on to payments and new banking business models. Today, he is a Partner in the Payments & Consumer Finance practice.

Main industries:

Payments, neobanking, digital commerce, retail banking

Main areas of expertise:

Business strategy, marketing of the offer and distribution

Salvo Vitale

Managing Partner, Exton Italy

Salvo Vitale

Sélection photos site

Managing Partner, Exton Italy

Salvo Vitale holds a degree in Mechanical Engineering (Polytechnic, Turin) and an MBA (SDA Bocconi, Milan).

Salvo Vitale joined Exton Consulting as Italy Country Manager in February 2013. Previously, he was a partner, with responsibility for the financial services department, at Value Partners, a leading consulting firm. Prior to that he was Group General Manager at Sara Assicurazioni, where he managed the strategic repositioning of the company in the Italian financial services market. He has also managed and participated in the development of major Italian Insurance companies, such as Fondiaria Assicurazioni, as Group Industrial Director.

Main industries :

Insurance, Banking

Main areas of expertise:

Growth, marketing and sales strategies, mergers and restructuring.

Gabor David Friedenthal

Partner, Exton Italy

Gabor David Friedenthal

Partner, Exton Italy

Gabor David Friedenthal holds a MSc. degree in Business Administration (Bocconi University, Milan).

He joined Exton Consulting Italy in November 2019. Previously, he was Managing Director Italy, with responsibility for the Banking Practice, at Zeb Consulting, a European consulting firm specializing in Financial Services. Prior to that he was Deputy Managing Director at Value Partners, a leading Italian consulting firm, and had previous experiences in A.T.Kearney, Roland Berger and Andersen Business Consulting. During his over 20 years of consulting for financial services he worked in Italy, Austria, Egypt and East Asia, with main focus on Operations and Strategic Growth initiatives.

Main industries:

Retail Banking, Payments, Factoring

Main areas of expertise:

Operations optimization, Outsourcing evaluation, Strategic Growth initiatives (JV, New Products/Markets, M&A)

Carlo Gasparini

Partner, Exton Italy

Carlo Gasparini

Partner, Exton Italy

Carlo Gasparini, born in 1961, graduated from Bocconi University in Milan. After an experience in investment banking in London and an MBA at Columbia University in New York, he started his career in management consulting at McKinsey in Milan. A member of the founding team of Value Partners, he was a partner not only in Milan but also in Sao Paulo and Buenos Aires where he set up the office. Returning to Europe with Booz Allen Hamilton and a partner in Roland Berger’s Italian office, he gained a diverse experience in different sectors. He joined the Exton Milan office in 2013.

Main industries:

Bancassurance, development of insurance products, regulation of insurance distribution

Main areas of expertise:

Strategy, business financing, sales development

Christoph Stegmeier

Partner, Exton Germany

Christoph Stegmeier

Partner, Exton Germany

Christoph Stegmeier, born in 1974, holds a Master of Science in Mathematics from Texas A&M University and a diploma from University of Ulm.
He has more than 15 years’ experience as a consultant for banks and insurance companies. He started his career in 2001 at Oliver Wyman and later joined Bluecap Management Consulting as a partner in 2012. His recent work has focused on digital transformation, retail banking strategy and distribution, as well as risk management. His experience spans both developed and emerging markets, having worked extensively in Western and Eastern Europe, but also in the US and Latin America.

Main industries:

Retail Banking, Insurance

Main areas of expertise:

Growth strategies, marketing and sales, finance & risk.

Oyvind Oanes

Partner, Exton Germany

Oyvind Oanes

Partner, Exton Germany

Oyvind Oanes, born 1972, holds a bachelor’s degree in business administration, a master’s degree in leadership as well as a master’s degree in marketing. He has more than 20 years of experience from the financial services sector, in operational/executive roles and as a board member across more than 15 countries. He spent the first nine years of his career working for GE Capital in the Nordics, Switzerland and Russia where he was part of the senior management team. He was then based nine years in Vienna working as a Managing Director for Bawag PSK and as CEO for RBI’s direct bank ZUNO, and later he was the CEO of Swiss FinTech Numbrs Personal Finance and Group CEO of 4finance, one of Europe’s largest online lenders. He has also broad experience from non-executive board roles in the sector.

Oyvind joined Exton as Senior Advisor in November 2020.

Main industries

Retail banking, fintech, consumer finance

Main areas of expertise

Growth strategies, digitization, change/transformation

Team

Above all, Exton Consulting is based on a team of talented individuals, carefully selected and recruited by the firm's partners for their entrepreneurial, risk-taking talents, innovation skills, commitment to client service, creativity and adaptability.

They share Exton Consulting's core beliefs and ensure the firm's sectorial expertise and professionalism.

Want to learn more about the firm’s consultants? Check out these testimonials!

testimonials

Convictions

Exton Consulting stands out by its approach and its vision of the consultant’s role.

We believe that the profession of strategy and management consulting is similar to craftsmanship, in the noblest of sense : customized products, attention to detail, undisputed quality and richness of creation.

We also believe that the training and development of our consultants, as well as teamwork, are key components to achieving our permanent objective: providing our customers with real and innovative solutions.

We are committed to developing a close relationship with our clients, based on trust and proximity. We believe that such an approach, which involves defining and implementing solutions with sustainable added value, requires the total commitment of our teams and a work approach based on the close involvement of our clients.

Values

Since the firm was established in late 2006, our growth has been sustained by values that guide our client actions as well as our internal environment: team work, enthusiasm, simplicity, pragmatism, ambition and innovation.

Offices

Exton Consulting currently has four offices: in ParisMilan, Munich and Barcelona.

Paris office

21-25 rue Balzac – 75008 Paris

Phone: +33 (0)1.44.20.60.00

Milan office

Via Rugabella, 1 – 20122 Milano

Phone: +39 02 45377520

Munich office

Maximiliansplatz 20 – 80333 München

Phone: +49 (0)89.28.80.51.04

 

Barcelona office

Avinguda Diagonal, 405 bis 2 planta, 08008 Barcelona

Spain